Cars Available To Drive Home Today - Your Car Financing Solution

Partnering with Alpha Autos, your trusted source for quality pre-owned cars in Brisbane. We understand that finding the right vehicle is just the first step. Alpha Finance is here to provide you with quick and easy car financing options to get you behind the wheel today. We offer a wide range of high-quality used vehicles, and with Alpha Finance, owning one is more accessible than ever.
KIA CERATO S BD MY20

From $125.18 per week*

KIA CERATO S BD MY20

2020 automatic115,992km

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KIA STONIC S YB MY21

From $128.27 per week*

KIA STONIC S YB MY21

2021 automatic102,907km

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KIA CERATO S BD MY20

From $125.18 per week*

KIA CERATO S BD MY20

2020 automatic103,605km

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KIA SPORTAGE S (FWD) QL MY20

From $143.43 per week*

KIA SPORTAGE S (FWD) QL MY20

2020 automatic90,339km

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*The weekly amounts quoted are based on a secured personal loan at 19.95% APR. The term is 60 months with 260 weekly payments. The Comparison Rate, based on a five-year loan, is 22.66%. The Comparison Rate is based on a loan of $30,000 which may not apply to some of the vehicles shown based on the overall loan value.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Quick & Easy - No Upfront Payment And Fast Approval

Previous credit concerns? Alpha Finance believes that everyone deserves a fair go. We all have mistakes from our past but as long as you are on the road to good credit, we are willing to work with you to get you into a car.

Say goodbye to waiting around and hello to freedom. Don’t let the bus dictate your schedule – take control and start your adventure today!

Online Application

Complete a quick & simple online car loan application.

Verify Your Identity

A link will be sent via SMS to verify your identity so keep your mobile handy.

Add Bank Details

An additional link will be sent to connect to your bank account.

Decision Within 1hr

You will be contacted within an hour on your conditional approval.

Why Choose Alpha Finance for Your Car Financing?

At Alpha Finance, we are dedicated to helping you achieve your dream of owning a car. Whether you have a bad credit history, no credit history, or are rebuilding your credit, we believe in providing fair and accessible car finance Australia. We offer tailored car financing solutions with competitive rates and flexible terms designed to fit your unique circumstances. Apply now and unlock the possibilities with Alpha Finance – your partner in car finance.

Car Financing Starts Here

From $7,500
loan amounts

Flexible loan terms from
3 to 5 years

Quick and Easy
Online Application

Customise your car finance plan to suit your needs

Customise Your Plan

Loan Amount

Years to Pay

Interest Rate

19.95%
19.95
28

*These calculations are provided only as general self-help planning tools. Results depend on other factors and are inclusive of the application fee, PPSR search, and monthly admin fee.

Change Payment Display:

Weekly Payment

Total Interest:
Total Amount Payable:
Total Years:
5 Years
Interest Rate:
19.95%
Let's Get Started

What Our Customers Say About Us​

"Intrinsic Finance helped me secure a car loan recently. The application process was simple and hassle free! Mark went above and beyond with his customer service! Thanks Mark for your excellent customer service! Intrinsic Finance helps you with simple and quick process to get the car loan without tons of paperwork usually requested by other lenders and competitors. I highly recommend Intrinsic Finance to my friends and family for all their car loan needs and to all the people out there looking for a car loan. Thanks Mark and team for providing five star customer service and experience!"
Shiraz K24/01/2025
"I have had the best experience with Mark from intrinsic. Mark was so friendly and very helpful and has been the most quickest, easiest and smooth process. I am now the proud owner of 2020 Ford ranger which I absolutely love. Thank you for making it happen."
Ursula B02/05/2024
"Absolutely faultless! A company that ticks every single box! The application was simple, clear and straightforward, communication was above standard, Mark looked after me and I couldn't have asked for a better human being to guide me through the process! He kept me informed, gave me confidence and reassurance, was very patient with as it is my first time getting finance. I highly recommend; I couldn't have asked for a better experience"
Jen E23/08/2024
"The initial experience I had with "Intrinsic Finance" to being approved, was quick and easy, especially in filling out the forms. Subsequently the discussions I had "one on one" with Mark needs special mention as he was absolutely helpful and professional. When I touched on the repayment structure, he was very cooperative and saw to it that I was comfortable in repayment dates and method. Mark has great attitude and enthusiasm. Thank You Intrinsic Finance!"
Nath K02/08/2024
"Mark was amazing to speak with and very helpful.. answered any questions I had."
Tamika N18/07/2024

Competitive Interest Rates

Our competitive interest rates provide our clients with exceptional value for their money. We put your financial needs and goals first, and our fair and reasonable rates reflect our commitment to you.

Flexible Repayment Terms​

We offer flexible repayment terms to meet your financial needs. Our repayment plans are customised to your unique circumstances, providing you with weekly, fortnightly or monthly payment options that give you control over your finances.

Personalised Services

Our experienced team takes the time to understand your unique financial goals and tailor our services to meet these needs. We specialise in loans for those without perfect credit history or have had issues in the past. We work with you to find the best solution for your circumstances.

Understanding Car Financing in Australia

Navigating car financing in Australia doesn’t have to be complicated. Alpha Finance simplifies the process, providing you with the knowledge to make confident decisions about your next vehicle. Whether you’re a first-time buyer or upgrading, understanding car finance in Australia is key.

What is Car Financing?

Essentially, car financing means borrowing funds to purchase a car. Instead of a full upfront payment, you make regular repayments covering the loan principal and interest over a set period. Often, the car itself secures the loan – a secured car loan, which is a common car finance Australia option. Alpha Finance primarily offers secured personal loans in partnership with Alpha Autos.

Exploring Your Car Loan Options Offered by Alpha Finance:

Bad Credit Car Loans:

If you’ve faced credit challenges in the past, finding car finance can be difficult. Alpha Finance offers bad credit car loans designed to provide a pathway to vehicle ownership. We look beyond your credit score and consider your current financial situation and capacity to repay. Our team works with you to understand your circumstances and tailor a car loan solution that fits your needs, helping you rebuild your financial future while getting the transportation you require in Australia.

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For pensioners in Australia seeking reliable transportation, Alpha Finance offers car loans on a pension. We understand the importance of independence and mobility in retirement and strive to make car finance accessible for those receiving pension payments. Our team will work with you to structure a car loan with manageable repayments that align with your pension income, helping you maintain your freedom and lifestyle.

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Alpha Finance is committed to providing car finance solutions for individuals receiving Centrelink payments in Australia. We recognise that reliable transportation is essential for many aspects of life, including work, family, and accessing services. Our team will work with you to assess your income and Centrelink benefits to determine a suitable car loan with affordable repayments, helping you secure the vehicle you need.

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We understand the unique challenges faced by single parents in Australia, and reliable transportation is often crucial for managing work, childcare, and other family responsibilities. Alpha Finance offers single-parent car loans designed to provide access to car finance that fits your budget and circumstances. Our team will work with you to find a manageable car loan solution, recognising the importance of safe and dependable transportation for your family.

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Key Factors in Australian Car Finance:

  • Interest Rate (APR): The annual cost of borrowing, including fees. Compare rates for the best car finance Australia deal.
  • Loan Term: The repayment period (e.g., 3-7 years). Shorter terms mean higher payments but less total interest. Alpha Finance offers 3-5 year terms.
  • Loan Amount & Fees: Understand the total borrowed and any associated charges. Alpha Finance prioritises transparent practices.
  • Comparison Rate: A comprehensive figure showing the true loan cost, including most fees.
  • Credit History: Influences interest rates and loan terms. Alpha Finance offers solutions for various credit profiles in car finance Australia.

Alpha Finance: Your Partner in Car Finance Australia

Alpha Finance is your dedicated partner for car finance in Australia. We specialise in providing accessible and tailored car loan solutions to individuals across the country, regardless of their credit history. Our commitment is to offer competitive interest rates and flexible repayment terms, ensuring a car loan that truly fits your financial situation.


With Alpha Finance, securing car finance in Australia is a straightforward process. Our easy online application and personalised support mean you’re not alone in navigating your options. We understand your unique needs and strive to make your car ownership dreams a reality. Take the first step and apply online today to get behind the wheel.

GET YOUR CAR LOAN TODAY

Get In Touch With Us

Office Hours

Monday - Friday: 8:00 AM - 4:30 PM

Phone

1300 463 466

Email Address

customercare@alphafinance.com.au

Postal Address

GPO 1185 Brisbane, Queensland 4001