Need to update your business vehicles or machinery? Get a Loan with Alpha Finance!
At Alpha Finance, we help small businesses secure the vehicles and machinery they need to keep moving—literally. Whether it’s a ute, truck, van or heavy equipment like excavators, forklifts or loaders, our business loans are designed to get assets on site without tying up working capital. Loan amounts range from $20,000 to $100,000, with flexible terms from 2 to 5 years. Fast approvals, transparent terms, and a team that understands trades and transport, because your tools should work as hard as you do.
Loan Terms & Eligibility – Business Finance
Getting approved for business finance should be straightforward.
At Alpha Finance, we keep our criteria clear so you know where you stand from the start. If you’re looking to fund commercial vehicles or machinery, here’s what we look for in a business loan application:
Loan Terms
Loan Amount: $20,000 – $100,000
Loan Term: 2 – 5 years
Repayments: Weekly, fortnightly, monthly or quarterly
Business Qualifications
ABN: Active for more than 12 months
Business Age: Trading for at least 1 year
Documentation
Accountant letter regarding Business Activity, and (or) official Bank statement
Copy of Commercial Lease Agreement
Income declaration and pay slips
Personnel and (or) Director Guarantee
2nd Mortgage (upon request)