Car Loans On A Centrelink Payment
Car Finance for Centrelink Recipients - We Can Help
At Alpha Finance, we understand the unique challenges faced by individuals receiving Centrelink payments when trying to secure car financing. We’re committed to being your partner in this process, offering tailored car loan options designed to fit your budget and circumstances. We believe in treating every customer with respect and understanding.
We’ll work with you to find a car loan that fits comfortably within your budget, empowering you to get on the road and improve your quality of life. Don’t let limited finances stand in your way. Explore our Centrelink car loan options today and discover how we can help you drive away in your dream car.
What is Centrelink Car Loan?
Car loans on a Centrelink payment refer to financing options offered by private lenders who accept Centrelink benefits as a valid income source. These lenders, like Alpha Finance, understand that many individuals rely on government assistance and are willing to provide loans to those receiving payments like the Aged Pension or Disability Support Pension. It’s important to clarify that Centrelink itself does not provide these loans; they are offered by independent finance companies.
When considering such loans, it’s crucial to remember that they operate like any other car loan. Lenders will assess your repayment capacity, and you should carefully compare interest rates and terms from various providers. Thoroughly evaluate your budget to ensure you can comfortably manage the repayments, as failing to do so can lead to financial hardship.

Get a Car Loan on Centrelink: Fast, Easy & No Upfront Payment
Online Application
Complete a quick & simple online car loan application.
Verify Your Identity
A link will be sent via SMS to verify your identity so keep your mobile handy.
Add Bank Details
An additional link will be sent to connect to your bank account.
Decision Within 1hr
You will be contacted within an hour on your conditional approval.
Loan Calculator
Loan Amount
Years to Pay
Interest Rate
*These calculations are provided only as general self-help planning tools. Results depend on other factors and are inclusive of the application fee, PPSR search, and monthly admin fee.