Alpha Finance / Centrelink car loans
Car loans when you receive Centrelink.
Eligible, stable Centrelink payments can be considered as part of your income. We help people on Centrelink get into a reliable car.
How we assess Centrelink income
Some Centrelink payments are stable and ongoing, and we can consider those when we assess affordability.
Eligible payments count
Stable, ongoing Centrelink payments can be assessed as part of your income.
Combined income welcome
We can consider Centrelink alongside wages or other regular income you receive.
Responsible by design
We only lend what we believe you can comfortably repay, with the costs explained upfront.
What you need for a car loan on Centrelink
We explain how to provide your identity and bank statements so we can assess your income and expenses. Tell us if your income comes from a pension, family payments or wages. Approved loans fund cars bought from licensed Australian dealers.
Common questions
We can consider stable, ongoing payments such as the age or disability pension and certain family payments. We will confirm what applies to your situation when you apply.
Ready to get started?
Apply online in a few minutes. It begins with a soft check that does not affect your credit score. We run a full credit check only if you pass our affordability assessment.