Bad credit ratings usually make getting approved for a car loan extremely difficult. However, taking out a loan is not the only way of acquiring a vehicle. We offer a car lease agreement which gets you a set of wheels without having to make an outright purchase.
We finance a car under our name, and you pay a certain amount either each week or fortnight. We handle the boring things like insurance, registration and compulsory third party. At the end of the term, you may get the option to purchase the car or simply you can move on to something else. If you need a car urgently, car lease could be an option. It is a lot more affordable than buying a brand new car as the down payment is affordable, and the fees can be tailored to suit your current financial situation.
Once your contract is up, you can return, upgrade or potentially purchase the vehicle.
Contrary to popular belief, the answer is yes. You can lease a car even if you have bad credit. Having a lease car can also help you rebuild your credit score with each payment made on time.
Being able to commit to this financial obligation will show creditors that you can be trusted to make payments. Aside from car finance, there are other ways for you to rebuild your credit. Doing this all together can be a step forward for your finances as we work with you to choose a payment plan that works for you. We take into account your incoming and outgoing payments as well as any prior commitments. We ensure the car repayments is achievable and does not cause any financial anxiety.