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How loans can affect your credit score

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What is a loan? A loan is an agreement you make with a lender. It often involves signing a contract, stating how much you will be expected to pay...

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woman cutting credit card

Steps to take to avoid bad debt

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The last thing anyone needs is more bills when you have a less than stellar credit record. To avoid bad debt, prevention is better than cure, which is why...

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Things that hurt your credit score

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If you’ve ever found yourself in credit card trouble, then chances are you have yourself to blame. After all, you are the one who has been using these cards...

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Benefits of getting a car lease

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When bad credit hits, it hits hard. That’s why a lot of people find it hard to get approved for things like new credit cards and car loans. They...

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Car financing your complete guide

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A car is a necessity that we all need. However, not everyone can afford to buy it outright. That is why a lot of folks rely on car loans...

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