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Alpha Finance

Loan calculator

What will a car loan cost me?

Move the numbers around until the repayment fits your week. Nothing here is an application and nothing touches your credit file.

Repayment calculator

$10,000
$10,000$25,000
Loan term
19.95% p.a.

Our rates start at 19.95% p.a. The rate you are offered depends on your circumstances and is confirmed in writing before you sign.

Show repayments

Your estimated repayment

$73.52/week

$10,000 over 5 years at 19.95% p.a., shown as weekly repayments.

Amount financed
$11,020.00
Total interest
$6,414.63
Admin fees over term
$1,680.00
Total amount payable
$19,114.63

This calculator is a general planning tool, not an offer of finance. Your actual repayment depends on your circumstances, the vehicle and the outcome of our assessment. The estimate adds a combined $1,020.00 application and PPSR search fee to the amount entered, and includes a $28.00 monthly admin fee in the repayment and total payable.

Good to know

  • Change the amount, term or rate to compare different repayment estimates.
  • Your actual rate and repayment are confirmed after we assess your application.
  • Using the calculator has no effect on your credit score.

How we work your repayment out

  1. Step one

    The amount you finance

    Enter the amount you expect to borrow for the car. The estimate then adds the combined $1,020 application and PPSR search fee.

  2. Step two

    The interest rate

    Use a rate from 19.95% p.a. to compare estimates. The rate offered to you is confirmed after assessment.

  3. Step three

    Your repayment cycle

    Choose weekly or fortnightly. We estimate 52 weekly or 26 fortnightly repayments each year, with a fixed rate over the term. Repayments include a rounded share of the $28 monthly admin fee. Totals use the full monthly fee, so rounding can change the final repayment.

Happy with the number?

Ready to take the next step?

Start your application online. We review your application and explain what happens next.