Skip to content
Alpha Finance
Mother and two children with school backpacks beside a parked silver SUV

Alpha Finance / Single parent car loans

Keep family life moving.

School runs, work and everything in between are easier with a reliable car. We help single parents who need finance the banks would not offer.

Built around busy families

We understand a single income stretches a long way. We assess what you can realistically manage.

Family income counts

Wages, child support and eligible family payments can all be considered as income.

Realistic repayments

We size repayments around your real budget so the loan supports your family, not strains it.

The right car

Finance a safe, dependable vehicle that fits the school run and the weekly shop.

Car loans for single parents on Centrelink

You can apply with a single income or a mix of wages and eligible payments. We assess your income, expenses and credit history. Tell us about your circumstances, and we explain the documents and next steps. Approval depends on the full assessment.

Mother using her phone while her daughter draws at the kitchen table

Common questions

Regular, stable child support can often be considered as part of your income. We assess your whole financial situation when you apply.

Ready to get started?

Apply online in a few minutes. It begins with a soft check that does not affect your credit score. We run a full credit check only if you pass our affordability assessment.