Single Parent Car Loans

Reliable, affordable car loans designed to empower single parents. 

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Car Loans Designed For Single Parents

We Know the Challenges You Face. Being a single parent is a journey filled with incredible strength and resilience. But it also comes with unique financial and logistical hurdles. We understand the constant juggling act: school runs, grocery shopping, doctor’s appointments, and the ever-present need to stretch every dollar. Reliable transportation isn’t a luxury; it’s a necessity. If you’re struggling to secure a car loan due to your single-parent status or past credit challenges, you’re not alone.

At Alpha Finance, we believe every single parent deserves a fair go. We’re here to provide the support and financial solutions you need to get back on the road and take control of your family’s journey.

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How Our Process Works: Get Your Car Loan in 4 Easy Steps

Previous credit concerns? Alpha Finance believes that everyone deserves a fair go. We all have mistakes from our past but as long as you are on the road to good credit, we are willing to work with you to get you into a car.

Say goodbye to waiting around and hello to the freedom. Don’t let the bus dictate your schedule – take control and start your adventure today!

Easy Online Application

Get started on your car loan journey from the comfort of your home. Our simple online application is designed for ease of use, allowing you to provide your information at your own pace.

Secure Identity Verification

We prioritise your security. A quick SMS link will be sent to your mobile phone for secure and instant identity verification, ensuring a streamlined process.

Simple Bank Account Connection

Connect your bank account securely with a link we provide, enabling us to efficiently assess your financial situation and pension income.

Fast Decision Within 1 Hour

Expect a conditional approval decision within one hour. We’ll contact you promptly to discuss your loan options, so you can quickly get on the road.

Loan Calculator

Loan Amount

Years to Pay

Interest Rate

19.95%
19.95
28

*These calculations are provided only as general self-help planning tools. Results depend on other factors and are inclusive of the application fee, PPSR search, and monthly admin fee.

Change Payment Display:

Weekly Payment

Total Interest:
Total Amount Payable:
Total Years:
5 Years
Interest Rate:
19.95%
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Who Qualifies for Our Single Parent Car Loans?

To be eligible for a single parent car loan with Alpha Finance, you’ll generally need to meet the following criteria:

  • Be an Australian citizen or permanent resident.
  • Be a single parent.
  • Meet our minimum income requirements (including Centrelink payments).
  • Hold a valid Australian driver’s license.
  • Be of legal age (18 years or older).

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Why Choose Alpha Finance for Your Single Parent Car Loan?

When you choose us, you’re choosing a partner who understands the challenges faced by single parents. Here’s what sets us apart:

Specialised in Single Parent Car Loans

We focus on providing tailored car loan solutions specifically designed for single parents, considering unique financial circumstances.

Experienced and Compassionate Team

Our team is dedicated to providing friendly, understanding, and personalized support throughout the loan process.

Transparent Terms and Conditions

We believe in clear and honest communication. You'll have a complete understanding of all loan terms and conditions.

Secure Online Application

Our online application is secure and convenient, allowing you to apply from the comfort of your own home.

We Understand Centrelink

We understand how Centrelink income works, and that it is a valid income source when applying for a car loan.

Bad Credit Solutions

We understand that credit history isn't always perfect, and we have solutions for those with bad credit.

Frequently Asked Questions:

Am I eligible for a single parent car loan if I receive Centrelink payments?
Yes! We understand that Centrelink payments are often a vital part of your income. We consider these payments when assessing your loan application.
Absolutely. We specialize in helping single parents with various credit histories, including those with less-than-perfect credit.
You’ll need proof of income (payslips, Centrelink statements), identification (driver’s license, passport), bank statements, and proof of your single parent status (e.g., child’s birth certificate).
Our interest rates vary depending on your individual circumstances, including your credit history and income. We strive to offer competitive rates and will provide a personalized quote.
Yes, we offer flexible loan terms and repayment schedules to accommodate your unique financial situation.

Call Us

1300 463 466

Send Us An Email

customercare@alphafinance.com.au